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EMI planner

Plan a repayment amount that feels comfortable.

Use this indicative calculator to estimate monthly instalments. Actual terms depend on lender approval and your final offer.

Your estimate

Calculate your EMI

Adjust the amount, rate and tenure. The result updates as you type.

This result is only an estimate and does not represent a loan offer or approval.

Good to know

What affects your actual EMI?

Three inputs decide the instalment — and only the lender sets the final figures.

Loan amount

A higher borrowed amount increases the monthly instalment.

Interest rate

The final rate is determined after assessment of your profile.

Tenure

A longer tenure may lower the EMI but can increase total interest.

Comfortable with the number?

Continue to a guided application and see what you may be eligible for.